We were contacted by Chris Brisson, the author of 37 Da ys to Clean Credit and offered a review copy of his e-Book so that we could offer my own assessment and share it in this review.

After spending some time reviewing it and looking at Chris' DIY type of tactics, we were very pleased to see extremely practical and down-to-earth advice that could save the do-it-yourself type the fees associated with hiring a Credit Repair Firm such as Lexington Law.

Although Chris' product is not written by an Attorney (Chris is someone you can empathize with) and it is not a membership website, Chris' information is very practical and provides real-world advice.

What can beat having the help of an attorney who knows the ropes of credit repair?? With "The Attorney's Guide to Credit Repair" you are getting supposed "confidential" information from David Shapiro, Esq who can help you to raise your FICO score over 250 points!

The price is right at under $40.00. One thing to note is that you will need to enter an e-mail address and name to gain access to the true product sales page. This list-gathering tactic is not one of our favorite things! After you submit your name and e-mail address, you will be taken to the sales page where you'll need to click through to the product again. You've just subscribed to a free e-course at this time which will give you a valuable FREE TRIAL copy of the report. AWESOME!

Touting a "Risk Free Offer" at $39.95, the FREE TRIAL will show just how professional this product truly is. Despite the fact that you will need to travel through a few screens and sacrifice your e-mail address -- it is worth it!

Worth the money? Yes, this is the one I would choose for myself along with Chris' report which is very down to earth. If only choosing one product -- give us the Attorney! That's our personal style.

This product is actually a "membership website" with self-help tools for those people who want to do credit repair themselves and at their own pace.

The website requires a one-time membship fee and offers 24/7 access to over 40 sample letters, a membership forum and many educational resources.

This website is all about continual "self-education". If you are the type of consumer that sees themselves going back to a website, seeking forum community support from other people like yourself who are struggling with credit repair issues and are interested in reading articles and becoming more educated on the issues over time ... this membership website might be your ideal choice.

Pay once, access forever.

If you are not the type that wants to "Do It Yourself", the next option might be your cup of tea.

Right off the bat you need to know that using Lexington Law requires a monthly fee.

Using this type of service is specifically for those who might have more complex situations or who aren't interested in taking on the Credit Bureaus by themselves.

The monthly fees range from $39-$79 per month and there are 3-tiers of membership. Lexington Law makes the most of technology to clean up a client's credit report. While we love this service and think that it is absolutely worthwhile -- we think that the investment might be a bit steep for those people visiting this review site who really NEED the service of credit repair now. The reviews on Lexington's site are always impressive -- but one must know if the monthly expenditure can be budgeted for and if credit repair can be accomplished in a reasonable amount of time.

Make sure to ask questions!

The cost is the main reason we rated this "3 Checks" -- in a down economy, this might be more difficult to afford for some. As far as hiring a credit repair firm, Lexington is the BEST.

We believe that our reviews start with the sales copy and sales pitch letter. A first impression is sometimes very vital in assessing a credit repair product (or any product for that matter).

When we spent time reviewing Jean's website on "Credit Secrets", we couldn't help but get lost in some of the blaring grammatical errors. Granted, finding a credit repair company or product does not require perfection -- but it IS your buck that you are spending! For a $47.00 report, I am expecting more than hype!

The advantages are that Jean has been helping people with Credit Repair for the past 10 years and that she offers a double-money back guarantee if you follow her special formula. Our questions are: "What does Jean know that a credit attorney (product #2) does not?", "What is so secret about this report?", "How can Jean offer a double money-back guarantee?".

Something seems fishy and a little too good to be true. Do you feel it, too???

While it piques our interest to a degree, we would only choose this one if there were no other choices in the credit repair marketplace. Knowing that there are a multitude of choices, we felt that other options presented on this website offered a better buy.